129742939356875000_358What should a gold five-insurance? More are due to get more? Forced to pay if we are young?
Pay frequent "floating" is a local "married clothes"? On the Web in recent days, a number of users reflects, while the monthly payment, but the so-called "five insurances a gold" little is known. Journalists in the people's square, Lujiazui, Pudong random asking more than more than 10White collar workers in the workplace, all of his personal five-insurance payment but only the monthly pay, others are confused.
Human resources professionals, social security is not money that played to a certain extent "rich and poor", although there are some implementation flaw, but from a global and long-term view is not "lost". As much as possible payoff case: do low wage earning thousands of dollars just to getLi Lin to the list of income last year was a bit puzzled. Her income before taxes is $ 8,000, excluding social security, provident funds and get more than 6,000 yuan a month after tax. Corporate finance told her that every month, the company actually costs more than $ 10,000 paid for her. Assume that companies are willing to pay for her expenses are fixed, unchanging, but with the payment base different, final actualIncome difference of thousands of dollars or more. She told reporters the accounts. Shanghai is the maximum cardinality of 2011 paid $ 11,688, the lower limit is $ 2,338. Personal monthly payment of pension insurance, medical insurance, unemployment insurance and housing Provident Fund revenue, respectively, 8%, 1%, totaling 18%. Respectively for the four 22%, 12%, 1.7%, and personally do not take work injury and maternity insurance, and 0.5%, respectively, totaling 44%.
All individuals in the future all housing accumulation Fund, pension and health insurance only pay into individual accounts, all units have been integrated, work injury and maternity insurance are all classified and manpower. If the actual income before taxes 8000 dollars to pay for social security: company in the wages paid to Li Lin, $ 8,000, to pay for her insurance payments of $ 8,000 multiplied by three, or $ 3,520, equivalent to actual for each month for which payment was $ 11,520. And Li Lin, actually get it? After deducting the $ 8,000 multiplied by three insurance payments, wages to 6,560 dollars. 6,560 dollars to lose 20Tax of $ 1
swtor credits, cash was $ 6,359.
Plus personal pension, health care, Provident Fund account, actual revenue for one month $ 6,359 640 160 = 8,279. Li Lin, assuming that another case, to base the lowest payment: If a company is willing to spend each month in her $ 11,520 unchanged, but companies do their basic payLow, as stipulated in the Shanghai base of social security limit $ 2,338, the rest of the money in the form of bonuses and benefits granted. In this way, companies need to pay the insurance payment is $ 1029, individuals pay $ 421, lose pay left after 1917, it ain't even a tax levy. Next, gave her the benefit of the company as 11520-2338-1029=8153 dollars, grants with total income after deduction of the insurance payments of wages to $ 10,070, after deducting taxes $ 759 to $ 9,311, coupled with the personal pension, health care, Provident Fund account, actual monthly income $ 9,311 187 47 = 9,872, reality 1593 more than it is now. Explanation: when social security and old to enjoyBenefits calculation is easy to see, Enterprise pension insurance is required to pay 22% all the burden of "big head". Shanghai Academy of social sciences, economy, xiaoyanhua
aion kinah, said to the evening news reporter, 22% was forced to pay too high. Contrast, United States the proportion of 7.6%
aoc gold, Western countries generally do not have more than 10%. Due to solid urban basic old-age insurance in ChinaLine is "dependency management", all the pay scale is different, for example, 12% for Hangzhou, Shenzhen 10%.
So compared to other cities across the country, Shanghai high proportion of pay, this is a lot of pressure for the enterprise, even on there to evade payment. A State-owned enterprise manpower Miss Chen to the evening news reporter reporter last year prior to the implementation of the Social Insurance Act, onSea-there is a name for "small urban pension insurance" endowment insurance model, targeted at a business registered in the countryside, low pay, then some companies drill this loophole.
After July 1, 2011, the Social Security Act to cancel this mode, there are some conventions in private enterprises and employees, to other forms of escape from social security to pay. "There are some enterprises and employees about, Do low-wage approach to avoid social security, if appropriate, and will not have a significant impact.
"A service site human resources Director flexor also told a press conference, however often is advocated, in accordance with regulations of the State to pay. An advertising company human resources Director-General Ms Zhang said their company does not advocate avoidance of such approaches, corporate risk,Once the problem is worth. "Some people find it thanks to, this is considered different from the perspective of social security the non-financial means, from my personal contacts and to people, the older you get, the more will realize that this is a kind of welfare. "She told a press conference, most people feel loss, mainly because the unit with the highest amount of paid pensions section under the co-ordination, bear nowPension for the elderly problem, not personal accounts, but long term, people will care, to also enjoy the pension paid by the younger generation, base and then will "advance with the time". Online statement Gold: gold online reprint of the above content, does not indicate that confirm the description, for investors ' reference only and does not constitute investment advice. Investor operations accordingly, at your own risk.
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